THERE are just days left to get a free $200 cash bonus from a major US bank.
Americans could land a payday boost this month with just a special code and a deposit needed to claim.

There are just days left to get a free $200 cash bonus from a major US bank[/caption]
Discover Bank are offering new and existing customers a chance to either land an extra $150 or $200[/caption]
Discover Bank are offering new and existing customers a chance to either land an extra $150 or $200.
Anyone who signs up for a Discover Online Savings Account will be eligible as long as they meet a key deposit threshold and enter a code.
When first applying for the account type in the offer code GBPP325.
Then simply pay in as much cash as you feel comfortable depositing.
In order to claim the top offer of a $200 bonus, the account must be opened with at least $25,000 paid into it.
Or if a deposit of $15,000 is paid in then customers can get $150.
All payments must be made within 45 days of opening the account.
The final date to open an account and claim the money is September 11.
It only applies to customers who don’t already have a Discover Online Savings Account with Discover Bank.
Reward payments will be sent directly to your account within 60 days after meeting the bonus requirements.
Another bank is offering an even bigger bonus to those who open an account.
The Bank of Montreal, also known as BMO, is offering $400 to new customers.
All they have to do is open a personal checking account online.
Qualifying accounts include BMO Smart Advantage Checking or the BMO Smart Money Checking.
In order to get the $400 payout, new customers have 90 days to receive $4,000 in qualifying direct deposits.
The bonuses usually get put into the account within 100 days of opening it.
How to contact your bank
WITH bank scams running rampant, it is important to know how to reach out to your bank without risking fraud.
There is of course the foolproof method of going to your bank in person, but you are likely going to be directed to a customer care phone line.
In order to ensure that you are contacting the bank, make sure to use a phone number given to you by the representative or off of the bank’s website.
Some banks also have online helplines that can securely connect you with a representative.
Conversely, if you think the bank is reaching out to you with an account issue – make sure to verify the concern by calling a bank contact that you know is legitimate.
Scammers commonly masquerade as bank representatives to steal information from frightened customers.