CAPITAL One is offering $1,500 as a sign-on bonus for new credit card holders.
The American Express rival has made the deal available for a limited time only.
It’s available for the Capital One Spark card with 2% cash back.
Unfortunately for those looking for personal funds, it’s for business accounts.
There are a few steps to take if you want to qualify.
HOW TO GET THE CASH
First, you must apply for the card.
That’s easier said than done – qualifying requires “excellent” credit, the company says.
You need a business, as well as a lot of personal information to apply.
If you do qualify, you must spend $15,000 within three months.
Then, the money should appear.
The bonus may not be available for those who already have business credit accounts with Capital One.
You have a limited time to claim the cash — though it’s not clear how long the deal will last.
The reward will drop down to $700 for those signing up after the deadline.
A variety of terms and conditions apply to the deal — check the company’s website for more details.
MORE CARDS
Those who don’t have a business may still be in luck, as banks are vying to outdo each other with sign-on bonuses.
Chase is offering a $3,000 sign-on bonus for some accounts.
That limited-time offer will end on July 16.
However, you will need a hefty deposit to get the full bonus amount — at least $500,000.
If your budget is smaller, there are other options.
BMO is offering $460 as part of a checking account deal.
That deal only requires a $25 minimum deposit.
U.S. Bank is offering a $450 sign-up bonus.
Even teens can get a boost — they can get $100 if they apply for a Chase account by July 16.
