For many older New Zealanders, a small gold card in the wallet quietly makes everyday life more affordable. Whether it’s catching a free bus, saving on groceries, or getting a discount at the chemist, the SuperGold Card remains one of the most practical benefits available to seniors — and it continues unchanged in 2025.
Despite occasional rumours that perks may be cut back, officials confirm the SuperGold Card is still active nationwide, offering thousands of discounts and ongoing public transport concessions.
What Is the SuperGold Card?
The SuperGold Card is a government-backed programme that provides discounts and transport benefits to eligible seniors across New Zealand.
It is most commonly held by:
- People receiving New Zealand Superannuation
- People aged 65 and over who meet eligibility criteria
Once issued, the card does not expire and can be used nationwide.
Key Benefits Still Available in 2025
Public Transport Perks
One of the most valued features is free off-peak public transport, which continues across most regions.
This typically includes:
- Free bus, train, and ferry travel
- Off-peak hours (usually weekdays after morning rush and weekends/public holidays)
- Automatic eligibility once your card is activated locally
While exact times vary by region, the core benefit remains in place.
Everyday Discounts
The SuperGold Card offers thousands of discounts with participating businesses, including:
- Supermarkets and food outlets
- Pharmacies and health services
- Clothing and footwear retailers
- Travel, accommodation, and tourism operators
- Automotive services and repairs
Discounts vary by provider, but many seniors report savings that quickly add up over a year.
Real Stories from Cardholders
Patricia, 73, uses her SuperGold Card several times a week.
“I don’t always notice the savings day to day, but over the month it makes a real difference — especially transport. Free buses mean I’m not stuck at home.”
Tom, 68, says the travel discounts surprised him.
“We booked a short trip and the accommodation discount alone saved us over $100. I didn’t expect that.”
Government View
A spokesperson from Work and Income said the SuperGold Card continues to be a key support for seniors.
“The card is designed to recognise the contribution older New Zealanders have made and to help ease everyday costs. There are no plans to remove existing core benefits.”
Officials encourage cardholders to keep checking for new offers, as participating businesses change regularly.
Expert Insight
Age-sector advocates say the SuperGold Card plays an important role beyond financial savings.
“Free transport keeps people connected,” one senior policy expert noted. “It supports independence, social contact, and access to healthcare — which has long-term benefits for wellbeing.”
Studies consistently show reduced isolation among seniors who regularly use public transport benefits.
What Has NOT Changed
To clear up confusion, here’s what remains the same in 2025:
- The SuperGold Card is free
- It is not income-tested
- Public transport perks remain in place
- Discounts are still offered nationwide
- Holding the card does not affect NZ Super payments
There has been no policy change reducing eligibility or benefits.
What You Should Know
- Carry your card when travelling off-peak
- Regional transport rules still apply
- Some discounts require showing the card before payment
- Businesses choose their own discount levels
- Replacement cards are available if lost
Using the card regularly is the best way to maximise its value.
Questions Seniors Often Ask
1. Is the SuperGold Card still valid in 2025?
Yes.
2. Does it still give free public transport?
Yes, during off-peak times in most regions.
3. Do I need to reapply each year?
No.
4. Is the card income-tested?
No.
5. Does it affect my NZ Super payments?
No.
6. Can I use it outside my home region?
Yes, but transport rules vary locally.
7. Are all discounts the same everywhere?
No, they depend on participating businesses.
8. Can I still work and use the card?
Yes.
9. What if I lose my card?
You can request a replacement.
10. Are new discounts added over time?
Yes, offers change regularly.
11. Is the card accepted by private businesses?
Only those who choose to participate.
12. Does my partner need their own card?
Yes, cards are issued individually.
Bottom Line
The SuperGold Card continues to deliver real savings and free off-peak public transport for seniors in 2025. With no cuts to core benefits and thousands of discounts still available, it remains a valuable tool for easing everyday costs and staying connected.
