ONE US bank is offering a bonus to those putting away money in their accounts.
The offer expires in just days.
The offer ends in September[/caption]
The United Services Automobile Association (USAA) is offering $250 to new checking account holders[/caption]
The United Services Automobile Association, or USAA, is giving users $250 for simply direct depositing into an account.
Customers have to deposit at least $100 over a 90-day period.
The bonus is offered to those who open a USAA Classic Checking account.
USAA says that the money gets sent within 60 days of the initial direct deposit for eligibility.
The company is open to former and current military members, workers of some federal agencies, and certain family members, such as spouses or children.
Customers have until September 3 to receive the offer, according to BankRate.
The account gives refunds to those who use ATMs, up to $10 per statement, to avoid ATM fees.
Accounts can be made right online.
All you have to do is make a deposit of $25 in order to open one.
You have to give the company your date of birth, contact, and other information in order to make the account.
U.S. News rates their checking account as a 4.7 out of 5 for reasons such as a large ATM network, no minimum balances on checking or savings after opening, and no monthly service fee on checking.
Other banks offering similar deals include Chase Bank, TD Bank, and Capitol One.
$400 bonus
Another bank is offering an even bigger bonus to those who open an account.
The Bank of Montreal, also known as BMO, is offering $400 to new customers.
How to contact your bank
WITH bank scams running rampant, it is important to know how to reach out to your bank without risking fraud.
There is of course the foolproof method of going to your bank in person, but you are likely going to be directed to a customer care phone line.
In order to ensure that you are contacting the bank, make sure to use a phone number given to you by the representative or off of the bank’s website.
Some banks also have online helplines that can securely connect you with a representative.
Conversely, if you think the bank is reaching out to you with an account issue – make sure to verify the concern by calling a bank contact that you know is legitimate.
Scammers commonly mascarade as bank representatives to steal information from frightened customers.
All they have to do is open a personal checking account online.
Qualifying accounts include BMO Smart Advantage Checking or the BMO Smart Money Checking.
In order to get the $400 payout, new customers have 90 days to receive $4,000 in qualifying direct deposits.
The bonuses usually get put into the account within 100 days of opening it.
Customers can get extra money just by depositing into their account over a 3 month period[/caption]
Military-connected individuals can check to see if they qualify[/caption]
