MILLIONS of Americans nationwide will get two direct payments worth up to $1,450 this month.
The double distribution from the Social Security Administration (SSA) comes thanks to a calendar quirk.
Millions of Americans are getting double payments up to $1,450 (stock image)[/caption]
At least 74 million Americans currently depend on Social Security funds to support their livelihood, per the federal agency’s Monthly Statistical Snapshot.
This money notably comes in the form of consistent monthly payments, with the maximum for individual Social Security receipients this year being $5,108 and couples at $10,216.
Several criteria would need to be met to get the top amount, including each spouse earning taxable income of $176,100 or more while paying Social Security taxes for at least 35 years, among others.
For Supplemental Security Income (SSI), which goes out adults 65 and older and children with little or no income and resources and who have a disability or are blind, the max payment is $967 for an individual and $1,450 for a married couple.
Nearly five million Americans get SSI distributions, which are sent out through the same Schedule of Social Security Benefit Payments as everything else.
While the standard Social Security benefits go out on the second, third, and fourth Wednesdays of every month, SSI is less complicated.
TYPICALLY FIRST
SSI payments always go out on the first date of the month.
Except, things get complicated when that date ends up falling on a weekend or a federal holiday.
Labor Day lands on September 1 this year, as it’s always celebrated the on first Monday in the month.
That means the SSI payment worth up to $1,450 was bumped to the next nearest weekday, as funds don’t go out on weekends.
Given that, September’s SSI arrives in Americans’ bank accounts today, August 29.
August is a double payment month for SSI recipients after the distribution on the first, making for a max total of $2,900.
This does unfortunately mean that there is no SSI distribution coming in September.
The next one will arrive on Wednesday, October 1.
WHEN SOCIAL SECURITY PAYMENTS ARE MADE
Social Security payments are issued on the second, third, or fourth Wednesday of each month based on the recipient’s birthdate:
- Second Wednesday: For individuals born between the 1st and 10th of the month
- Third Wednesday: For those born between the 11th and 20th
- Fourth Wednesday: For those born between the 21st and 31st
QUIRK CONTINUES
October is also a double payment month, with the SSI distribution for November coming on Halloween, October 31.
This is because November 1 falls on a Saturday in 2025.
The last double payment for the year will come in December on the first and 31, but it’s important to note that the check at the end of December will be for a greater amount.
Since it’s actually a payment from January 1, 2026, dolled out early due to it being a federal holiday, the funds will include the cost-of-living adjustment (COLA) determined in October.
Current COLA estimates are around 2.7% for 2026, according to analysts at The Senior Citizens League (TSCL).
That would mean the $1,450 max SSI payment would bump up to about $1,489.15.
There are also several Social Security changes that have recently been implemented or are coming soon.
As of September 30, a direct deposit rule will take effect, and those recipients who don’t meet the deadline could have payments delayed.
A major “digital” change also hit accounts in July that impacts Americans’ online Social Security activities.
